We went to KC today to meet with our attorney to sort out our wills and trust. I enjoy the time with our attorney. He is down to earth, practical and business like. I was a bit surprised at what he suggested we do as I had a different route in mind but I trust him and understand why he made the recommendation he made. We will go back in three weeks to sign all the papers and make everything official.
I have a bit of homework to do between now and then to change some beneficiaries, titles, etc. Nothing urgent in any of it so I will do it as I can. Just trying to make things easy in case something happens to one or the other of us. Easier to do now than in the midst of grieving and pain. I tried to simplify what I want to happen when I die. At least now I understand it better and hoping Jim does too.
First thing this morning I checked my bank account to see if the KS Estimated Income Tax had been withdrawn from my old checking account. It had not. I called my bank and they told me they had not put a note on the old account to allow the withdrawal and informed me they had bounced another check that had been presented. Ugh! Both of these things they had promised me they would take care of to prevent the automatic withdrawal from being denied and they agreed to cover checks presented.
I called the State of KS Tax Department and got a lady that knew what she was doing. She helped me do a direct withdrawal to pay the tax out of my new checking account and recommended telling the bank to not allow one against the old account. She also cancelled the January withdrawal so I won’t have to worry about that one. I will mail a voucher and check to the state when it is due.
I called the bank back and had them transfer the money we had transferred earlier back to the new checking account. Man this stuff is going to drive me to drink!
When I checked the account this afternoon I noticed the old account had changed from locked to closed. I will have to call and ask about that as they were to leave it open so my social security deposit will come through as scheduled for the next two months. Social Security takes over two months to change banking information. Round and round I go chasing my tail!
I called the place that I had written the check that bounced and told them I would bring a new check plus return fees to them tomorrow. They asked me to wait until Monday as they are busy tomorrow. The bank is to reimburse me for the overdraft charges. It is embarrassing to have a check that bounces.
I got the two new replacement credit cards in the mail today. Jim got his replacement debit card on our joint account. The bank also sent me a debit card for the money market account. I had told them I didn’t want one. Oh well, for some reason I guess I am to have one handy just in case.
Last night I was able to change about 20 passwords. It went easy for the most part. I am finally figuring out some little tricks that make it easier. I learned I have to enter the website address on the new password manager site and then check it to make sure it works. I will have to go back to the ones I did earlier and confirm all of them have the proper web address and then maybe I can switch to using the new password manager. I still need to figure out how to link it to my iPad and iPhone. It looks like I will have to make a phone call to their support team for help on that.
One by one, things are getting sorted out. They don’t always work the way I intend for them to work but work arounds appear when I need them. Maybe there is a lesson in all of this for me to learn how to be flexible and stay out of anticipation. That has been a lesson I have been working on for some time now. When I can stay present with what is and not be anticipating what is going to happen, life is easier and more fun. Easier said than done for me sometimes though.
Grateful for the lady at the tax department today that was most helpful, grateful for my attorney, and grateful for the lessons life is teaching me.